The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A rare opportunity awaits in the highly desirable Otter Creek neighbourhood. Set on a premium 45' x 157' in-town lot, this beautifully upgraded family home offers exceptional indoor-outdoor living, a walkout basement, oversized windows and hardwood flooring throughout the main level and staircase. The bright, open-concept kitchen flows seamlessly into the spacious family room, while the large formal dining room is ideal for hosting family and friends. A stunning fireplace with a custom built-in surround creates an inviting focal point, and the walkout leads to a deck overlooking the private backyard, pond and spectacular pool with stamped-concrete surround. The private primary suite features an ensuite and walk-in closet. The finished basement adds even more living space, including a bedroom, living room and dedicated gym area-all just steps from the pool. Outside, enjoy professional landscaping, a charming front-yard sitting area and gated access to the neighbouring park. With the local toboggan hill and park right next door, this is an outstanding setting for family living. As the first home built in the subdivision and now offered for sale for the first time, this truly is a special opportunity you won't want to miss.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,341/mo
Mortgage (principal + interest)$4,672
Property taxFrom listing: $8,025/yr$669
Minimum $99,888 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$249,776
Ontario land transfer taxProvincial brackets, no first-time refund$21,453
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$274,029
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitby has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
