The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully situated home tucked away on a quiet cul-de-sac in the sought-after Lake Margaret neighbourhood. Offering a fantastic layout for those looking for main-floor living, this home features the primary bedroom, second bedroom, accessible 4-piece bathroom and laundry all conveniently located on the main level. Enjoy an exceptional location just around the corner from Lake Margaret, where you can fish, hike, canoe or paddleboard in the summer and skate in the winter. You can even enjoy the Pinafore Park fireworks from your own backyard! Inside, the bright open-concept main floor features vaulted ceilings and a spacious living room flowing into the dining area and kitchen. The finished lower level offers outstanding additional living space and is an ideal setup for teenagers, guests or a growing family, with a large family room, separate recreation area, office and 3-piece bathroom, plus potential to create 2 additional bedrooms. Outside, enjoy a backyard complete with a deck and storage shed, along with 2 natural gas lines ready for a BBQ and fire table. Parking for 4 vehicles plus an attached garage adds everyday convenience. A great opportunity for buyers who want the ease of main-floor living without sacrificing the extra space of a fully finished lower level. This home features Talk to the Home. So call or text the home, get details and photos sent to your phone 24/7 in over 30 Languages. Call 647-797-9395.
Property Details
Listing
MLS® number
X13865408
Status
For Sale
Listed
Oct 6, 2026
Last updated
Oct 24, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
Full, Finished
Lot
Frontage
39.99 ft
Depth
107.81 ft
Lot area
≈ 4,311 ft² (calculated)
View
West
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private Double, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,288 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RIGHT AT HOME REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Cul de Sac/Dead End, Lake/Pond, Park, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,486/mo
Mortgage (principal + interest)$2,129
Property taxFrom listing: $4,288/yr$357
Minimum $31,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$113,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,855
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$124,455
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
