The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Beautifully maintained raised bungalow located in Niagara-on-the-Lake's sought-after Village of Virgil, featuring a large concrete driveway surrounded by perennial gardens. A welcoming front porch enjoys morning sun and shaded evenings. Inside, a functional layout with an attractive colour palette features a bright front living area with vaulted ceilings shared with the kitchen. The kitchen offers ample cabinetry, a large island with extra storage, two full-size fridges, wine fridge, dishwasher, gas stove, and new appliances-perfect for everyday living and entertaining. The primary bedroom includes a walk-in closet and ensuite privilege to a 4-piece bath, with a second bedroom on the main level. The finished basement adds a third bedroom, 3-piece bath, home office, family room with corner gas fireplace, laundry, and storage. Large windows throughout provide plenty of natural light. Enjoy the covered back deck with gas BBQ line, leading to a private terrace. The fully enclosed backyard features new entrance gates, vegetable garden, large side yard, and under-deck storage. Updates include new jacuzzi, new laminate flooring, new electrical oven, newer appliances, and shingles replaced in July 2020. No rental items. Walk to a nearby sports park with trails, exercise stations, pickleball courts, soccer and baseball fields, playgrounds, arenas, and splash pad. Located in a friendly neighbourhood, 14 Bianca is a fantastic place to call home. 360 virtual tour available. According to the Seller, this home was not affected by the recent flooding in the Niagara Region, with no water entering the home or basement.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,539/mo
Mortgage (principal + interest)$2,989
Property taxFrom listing: $6,605/yr$550
Minimum $54,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,800
Ontario land transfer taxProvincial brackets, no first-time refund$12,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
