The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Forget the dock that bottoms out by August. Here, you've got roughly 15 to 20 feet of water off the dock, the kind of depth that means proper swimming, diving, and a boat that stays afloat even through a dry summer. Welcome to 1394 Black Lake North Shore, a three-season cottage made for long days on the water and easy evenings with nowhere else to be. Inside, the open floor plan keeps everyone in the same room whether they're cooking, playing cards, or just landed from the lake. A spacious sunroom stretches across the waterside of the cottage, with oversized windows framing the lake and surrounding trees. It's the natural morning-coffee spot, the rainy-day retreat, and the place you'll still be sitting long after the sun starts to disappear. Three bedrooms give you room for family and friends, while a simple one-bath layout keeps cottage life exactly that: simple. Outside, the deck overlooks the water, with a hot tub positioned for late-night soaks beneath the stars. A detached garage with power gives you plenty of space for boats, tools, toys, and hobbies. The practical pieces are already handled too, including a steel roof and low-maintenance finishes, leaving more of your weekends for swimming, paddling, boating, and doing very little at all. Deep water is one of those cottage features you can't easily add later. Here, it comes with the property.
Property Details
Listing
MLS® number
X13818850
Status
For Sale
Listed
Sep 23, 2026
Last updated
Sep 23, 2026
Possession
Flexible
Building
Type
Residential Freehold
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
68.02 ft
Depth
119.94 ft
Lot area
≈ 8,158 ft² (calculated)
View
North
Community
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
1 space
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,198 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER FIRST OTTAWA REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Cross street: Black Lake Rd & Black Lake North Shore
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,324/mo
Mortgage (principal + interest)$2,057
Property taxFrom listing: $3,198/yr$267
Minimum $29,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Tay Valley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
