The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
An Exceptional Downtown Investment & Luxury Residential Opportunity. Welcome to an extraordinary three-storey commercial property in the heart of the downtown core. Extensively renovated and updated in 2013 with approximately $3 million invested, this remarkable property seamlessly combines a strong commercial investment with an impressive custom-designed residential loft. The main floor and lower level are home to a successful family-run business that has been operating since 2019 and is secured by a current five-year lease, with a five-year option in 2029, providing an attractive income component for the next owner. The upper two floors offer an incredible 4,400+ sq. ft. luxury residential loft, custom built and thoughtfully designed with exceptional attention to detail. The residence features four spacious bedrooms and four bathrooms, a stunning custom kitchen with integrated appliances, a built-in Miele barista-style coffee station, Sub-Zero refrigerator, and an array of high-end finishes throughout. Designed for both sophisticated entertaining and comfortable everyday living, the home showcases heated floors, a dedicated wine cellar, formal dining room, and an impressive open-concept second-floor design overlooking the main living space. Step outside to the heated rear patio, complete with an outdoor TV and lounge area-an exceptional extension of the living and entertaining space. This is truly a one-of-a-kind property offering an extraordinary combination of commercial income, luxury residential living, and prime downtown location. A rare opportunity for an investor, entrepreneur, or discerning buyer seeking something truly exceptional.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$8,961/mo
Mortgage (principal + interest)$7,066
Property taxFrom listing: $22,734/yr$1,895
Minimum 20% ($377,778 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$377,778
Ontario land transfer taxProvincial brackets, no first-time refund$34,253
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$414,831
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Peterborough has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
