The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
OWN THE HOME. GROW THE BUSINESS. A truly unique live/work opportunity just minutes outside of Ptbo, combines a spacious century home with Gardens Plus, an established specialty garden centre approaching its 30th season. The home offers five bedrooms, generous principal rooms and a flexible layout. The primary wing features a spacious primary bedroom and ensuite, gorgeous living room with vaulted ceilings and a cozy gas fireplace. The secondary wing features a main floor bdrm, 4 pc bath and living room, along with 3 upper bedrooms. This flexible floor plan allows for Multi-generational living, and potential Air BnB or bed and breakfast opportunities! The surrounding property has been cultivated into mature display gardens that form the heart of a locally recognized horticultural business. Gardens Plus is known for daylilies, hostas and other easy-care perennials and includes established retail/growing infrastructure, website/e-commerce capability and a long customer history. The owners have deliberately scaled back hours, staffing and mail order as they move toward retirement, creating an opportunity for the next owner to re-energize online sales, extend the season, expand product categories and build on decades of goodwill. Home updates include: newer roof, furnace (2023) and gas fireplace (2025). Business and property are intended to be sold together. Pre-NDA Marketing package in attachments. See the commercial listing at X13862568.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,449/mo
Mortgage (principal + interest)$3,254
Property taxFrom listing: $2,334/yr$195
Minimum $61,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$173,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$190,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Douro-Dummer has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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