The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This beautifully renovated home offers income from day one as a currently licensed short-term rental, with the flexibility to live in it as a single-family home, accommodate multi-generational living, or the potential to run a home-based business. Two outbuildings offer significant additional income potential with minor renovations. The 3+1 bedrooms, two full kitchens, and separate entrances let the layout adapt to your needs. Set on an expansive 250' x 72' lot, the private backyard offers exceptional space for entertaining, gardening, or relaxing outdoors, with room for future enhancements. Right on the bike path and minutes from Wayne Gretzky Estates, Trius Winery & Restaurant, schools, shopping, and the community center, with easy highway access to Niagara Falls and Old Town, it's a perfect short-term rental location. The bright open-concept main living area features modern finishes and an inviting sense of space. The lower level offers a separate entrance and flexible finished space, including the potential for an additional bedroom with Jack-and-Jill bathroom featuring a steam sauna adds a luxurious touch. Additional highlights include a spacious laundry area, large pantry, and upgraded 200-amp electrical service. A refined home offering comfort, flexibility, and an exceptional Niagara-on-the-Lake setting.
Property Details
Listing
MLS® number
X14105350
Status
For Sale
Listed
Oct 22, 2026
Last updated
Oct 22, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Separate Entrance, Finished
Lot
Frontage
72.00 ft
Depth
250.00 ft
Lot area
≈ 18,000 ft² (calculated)
View
West
Community
108 - Virgil
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Other, Other, 7 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,531 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REVEL Realty Inc., Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Separate Entrance, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront features: None
Pool features: None
Property features: Golf
Cross street: Four Mile Creek Road to Niagara Stone Road
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,470/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $3,531/yr$294
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
