The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
WELCOME TO YOUR KAWAGAMA LAKE PROPERTY - a peaceful lakefront retreat with rare access to 42 acres of shared forest, a calm protected bay, and a warm, comfortable four-season cottage. From quiet morning walks on private trails to afternoons spent swimming in Wolf Inlet Bay, this property offers a lifestyle rooted in nature, privacy, and year-round enjoyment. Thoughtful upgrades, a versatile garage loft, and a beautiful main cottage make this a turnkey escape on one of the region's most desirable lakes. SANCTUARY FOREST - 42 acres of shared forest with private walking and hiking trails exclusively for Wolf Circle property owners. A quiet, natural playground for dogs, kids, and adults - perfect for exploring, wandering, and enjoying the outdoors. A rare sense of privacy and protected green space that enhances the cottage lifestyle. WOLF INLET BAY - when winds pick up on the open lake, this bay stays calm, warm, and comfortable - ideal for dock days. Safe, low-traffic water for swimming, floating, kayaking, and stand-up paddleboarding. A quiet, protected area that feels like your own private cove with Crown Land across from the dock. MAIN COTTAGE features open concept living space for family time and entertaining. Re-insulated with 6-inch studs for improved heat retention and year-round comfort. Primary suite located in the naturally cool lower level - perfect for summer nights. Sunroom addition is a peaceful zone for your morning coffee or evening cocktail to end a perfect day at the lake. GARAGE & LOFT - Finished spacious multifunctional garage, with fully insulated upper and lower levels with propane heaters available. Versatile loft offers a bright, comfortable office space for remote work. Additional overflow sleeping space possible in the loft. Woodshed with storage. Professionally landscaped with mature trees and perennial gardens. Well offers abundance of clean fresh-tasting water.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,167/mo
Mortgage (principal + interest)$5,798
Property taxFrom listing: $4,424/yr$369
Minimum 20% ($309,980 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$309,980
Ontario land transfer taxProvincial brackets, no first-time refund$27,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$340,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
