The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A new approach to home ownership has arrived in St. Thomas. This thoughtfully designed new-build residence was created for the modern housing market, combining a beautiful family home with a completely separate, legal 1-bedroom secondary dwelling. This isn't simply a finished basement- the approximately 700 sq. ft. lower residence was purpose-built as a self-contained living space, giving you incredible flexibility from day one. Live in the spacious 1,858 sq. ft. main residence while renting the lower unit, provide an independent home for a family member, or add a turnkey income property to your investment portfolio. At a time when both rents and mortgage payments have become increasingly expensive, the ability to generate substantial rental income from your own property offers a new solution to affordability. With over 2,500 sq. ft. of combined finished living space, these homes also feature 9' main-floor ceilings, impressive 8' doors, hard-surface countertops, walk-in closets, an attached garage and a dedicated work-from-home office. Located on a deep lot in desirable Shaw Valley, close to schools, childcare and just a short drive to Port Stanley. Two living spaces. One property. A smarter way to own.
Property Details
Listing
MLS® number
X13798484
Status
For Sale
Listed
Sep 16, 2026
Last updated
Oct 19, 2026
Possession
Immediate
Building
Type
Townhouse
Style
2-Storey
Approx. age
New
Approx. size
1,500–2,000 ft²
Basement
Apartment, Full, Separate Entrance, Walk-Up
Lot
Frontage
28.00 ft
Depth
129.00 ft
Lot area
≈ 3,612 ft² (calculated)
View
North
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
2 spaces
Heating
Baseboard
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
N/A
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal Lepage R.E. Wood Realty Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Apartment, Full, Separate Entrance, Walk-Up
Heating: Baseboard
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Park, Ravine, School Bus Route, School, Hospital, Beach
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,338/mo
Mortgage (principal + interest)$2,338
Minimum $37,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$125,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$136,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
