The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Algonquin-Esque Haven on Otter Lake - Ultimate Rustic Charm & Granite Shoreline! Escape to this enchanting, circa-1960s rustic (uninsulated) cabin on highly sought-after Otter Lake. Framed by towering mature white pines and smooth granite rock shores, this property perfectly captures the timeless spirit of cottage country. Inside, the open-concept design instantly embraces you with exposed wooden beams, old pine floors, and a cozy wood stove. Lake water to the kitchen sink. 3 small bedrooms. No indoor bathroom, at present, although there is an old-style privy. Outdoor shower with hot/cold water (needs to be reconnected), but it has with an approved, recently installed leaching pit. Oversized windows frame astounding nature views, while a walkout leads to a sprawling sundeck with unparalleled lake vistas. Enjoy a gradual wade-in shoreline that transitions to deep water, complete with an excellent floating dock for your boat. Swim or picnic on the Crown-owned island just offshore, explore endless nearby trails, and experience world-class fishing on the lake famously loved by author E.B. White. 3-season, graveled private road. Shared driveway with westerly neighbour. Instal your own driveway and a septic system for around $30,000. Located just minutes from the charming town of Dorset and an easy 2.5-hour drive from Toronto, this family-vibe retreat is ready for your next generation of memories.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,638/mo
Mortgage (principal + interest)$1,493
Property taxFrom listing: $1,747/yr$146
Minimum $19,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,800
Ontario land transfer taxProvincial brackets, no first-time refund$4,460
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,060
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
