The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover peaceful waterfront living in this beautifully renovated 3-bedroom, 3-season home, tucked away in a private, quiet cove on the east end of Canal Lake. Offering over 140 ft. of shoreline, this exceptional setting is perfect for those looking to enjoy the tranquility of nature, with no boat traffic to disturb the peaceful surroundings. An ideal location for canoeing, kayaking, fishing, or simply relaxing and taking in the water views and bird watcher's paradise. Canal Lake is part of the renowned Trent-Severn Waterway, providing endless boating opportunities and excellent fishing, with the historic Kirkfield Lift Locks just minutes away. Recently renovated from top to bottom, this bright and spacious home offers an open-concept design with beautiful water views, a centre island, laminate flooring throughout, heated floor in bathroom and an efficient electric heat pump providing both heating and air conditioning. Step outside to a large rear deck overlooking the water. A covered front porch adds additional outdoor living space, while the separate bunkie provides extra room for overnight guests. The well-maintained yard reflects true pride of ownership for this hidden waterfront retreat offers excellent privacy and a peaceful natural setting. This is an affordable opportunity to own waterfront property. Annual lease of $8,025 with a 5-year term. Only 90 mins from GTA.
Property Details
Listing
MLS® number
X13728058
Status
For Sale
Listed
Aug 31, 2026
Last updated
Oct 21, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
143.30 ft
Depth
195.95 ft
Lot area
≈ 28,080 ft² (calculated)
View
South
Community
Carden
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Heat Pump
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,222 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX COUNTRY LAKES REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Heat Pump
Cooling: Wall Unit(s)
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Golf, Lake/Pond, Level, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,560/mo
Mortgage (principal + interest)$1,459
Property taxFrom listing: $1,222/yr$102
Minimum $19,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$77,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,324
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$85,104
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
