The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
At 128 Elaine Dr, you do not have to choose between a central Orangeville location, useful living space and a backyard that still feels private. This move-in ready 3+1 bedroom, 4 bathroom detached home brings all three together in a layout that works especially well for first-time buyers, downsizers and anyone looking for flexibility without taking on too much house. Large windows fill the main floor with natural light, while the living and dining area, separate family room and kitchen each have their own purpose. The kitchen has stainless steel appliances, a large island and a walkout to the deck, so daily life flows easily from inside to out. Step into the backyard and the setting changes. Mature trees and established gardens create a sense of privacy, while the fully fenced yard gives you a large deck, open lawn and a gazebo that stays. It is an easy space for summer dinners, kids, pets or simply having somewhere quiet to sit outside. Upstairs, the primary bedroom includes a walk-in closet and 4-piece ensuite, with two more bedrooms and another full bath nearby. The finished basement adds a rec room, fourth bedroom, full bathroom and laundry, giving you space for guests, work, hobbies or older kids. The attached garage has inside access and is ready for EV charging, with parking for three more vehicles in the driveway. Updates include the roof in 2019, windows from 2019 to 2025 and water softener in 2019. Close to St. Andrew and Credit Meadows Elementary Schools, parks, trails, shopping and recreation, with convenient access to downtown Orangeville, Hwy 10 and the bypass. It is a home that works well now, with enough flexibility to keep working as life changes.
Minimum $49,999 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$149,997
Ontario land transfer taxProvincial brackets, no first-time refund$11,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$164,272
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Orangeville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
