The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
What if life at the lake was actually within reach? Welcome to 1263 White Lake Road, where you can enjoy the kind of lifestyle people spend their weekends dreaming about - without the million-dollar price tag. Set along the shores of beautiful White Lake, and less than 45 minutes from Kingston, this charming cottage-style bungalow offers 50 feet of waterfront, your own dock, and the opportunity to make lakeside living part of everyday life. Morning coffee on the deck watching the sun rise, an afternoonon the water, dinner outside and an evening watching the fish jump - this is a home that invites you to slow things down a little. Inside, the cozy bungalow is currently configured as a spacious one-bedroom home, but was originally two bedrooms and could easily be converted back if additional sleeping space is needed. And when friends or family come to visit, the powered bunkie provides an additional bedroom and that classic cottage experience everyone loves. Two workshop outbuildings offer plenty of room for tools, hobbies, storage, or all the gear that naturally comes with life on the water. The smaller, manageable lot means less time spent maintaining the property and more time actually enjoying it. Swim from your dock, launch the canoe or paddleboard, head out fishing, or simply pull up a chair and enjoy having White Lake right outside your door. Best of all, this isn't just a summer escape - it's suitable for year-round living, making it an affordable alternative for anyone who has dreamed of calling the lake home. Whether you're looking for a full-time residence, a weekend retreat, or simply your own little piece of waterfront, 1263 White Lake Road proves that the lake lifestyle may be more attainable than you thought.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,011/mo
Mortgage (principal + interest)$1,870
Property taxFrom listing: $1,687/yr$141
Minimum $24,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,980
Ontario land transfer taxProvincial brackets, no first-time refund$6,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$109,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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