The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Where Family Cottage Memories Begin. There's something wonderfully nostalgic about a cottage that simply feels right-and this charming, exceptionally well-kept 3-bedroom, 1-bath retreat captures that classic Muskoka feeling from the moment you arrive. With captivating panoramic lake views stretching out before you, this is the kind of place where summer days seem longer, evenings linger a little later, and family memories are made year after year.The oversized front windows bring the lake right into the heart of the cottage, while the open-concept kitchen, dining and living areas are perfectly positioned to enjoy the ever-changing views. Warm pine ceilings and wood floors throughout add timeless cottage character and create the cozy, welcoming atmosphere everyone dreams of finding. Lovingly maintained and ready to enjoy, the cottage offers peace of mind with the windows, roof, plumbing, electrical, foundation and interior all in great condition. Step outside onto the generous deck which wraps around the whole cottage. Imagine morning coffee overlooking the water, family barbecues, afternoon naps in the sun and evenings gathered together under the stars. Privacy is another wonderful feature, with no neighbour on one side and the neighbour on the other virtually hidden from view. At the waterfront, deep water at the dock makes it easy to enjoy swimming, boating and all your favourite water activities-or simply spend the afternoon floating, relaxing and watching the kids make memories of their own.This is more than a cottage - it's a place to start your family's cottage tradition. A special opportunity to own that first getaway where birthdays are celebrated, friends become family, summer adventures unfold and stories are told for years to come. Your Muskoka dream may be closer than you think. The roof was reshingled in and the septic system inspected in 2025. The Napolean propane gas stove was installed in 2013.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,652/mo
Mortgage (principal + interest)$2,525
Property taxFrom listing: $1,526/yr$127
Minimum $42,490 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$134,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$147,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Muskoka Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
