The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1231 Chimney Point Lane, an inspiring four-season, fully winterized Viceroy-style raised bungalow on 1.12 acres of pristine, mature grounds overlooking the shimmering waters of Big Gull Lake in the Land O'Lakes. Designed to celebrate lakefront living in every season, this approximately 2,500 sq. ft. (1639' main level & 868' lower level) of thoughtfully crafted living space features an open-concept great room with soaring vaulted ceilings and a warm, sunken living room anchored by a cozy woodstove, perfect for gathering after a day on the water or trails. This residence was fully renovated between 1994 and 1995, seamlessly pairing timeless architectural character with low-maintenance structural integrity. The entry screened porch and foyer sunroom immediately greet you with a soothing sensation of being home! An updated, chef-friendly kitchen and adjoining dining area flow seamlessly to the livingroom and front deck and outdoor BBQ area, creating an effortless indoor-outdoor lifestyle. Step onto the expansive, wrap-around deck for panoramic, south-facing views and all-day sun, and an attached Toja screened-in gazebo, providing a bug-free haven for outdoor dining and lakeside viewing; or headdown to your private terraced patios and cantilever docks where boating, swimming, and water sports await at your doorstep. A lower- level basement provides storage and utility systems contained within a winterized foundation. With a single-car garage and integrated workshop for boats and recreational gear, plus a spacious circular driveway, this property is perfectly tailored for those seeking an uplifting, year-round sanctuary where family, friends, and nature come together. Embrace the lakefront lifestyle and let this exceptional cottage become the backdrop for your most cherished memories. Oh, did we mention the fishing!!!!!!!
Property Details
Listing
MLS® number
X13835366
Status
For Sale
Listed
Sep 26, 2026
Last updated
Sep 28, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Separate Entrance, Unfinished, Walk-Out, Partial Basement
Lot
Frontage
149.31 ft
Depth
344.00 ft
Lot area
≈ 51,363 ft² (calculated)
View
South
Community
Not provided by brokerage
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Circular Drive, Private, 5 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,191 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal Lepage Proalliance Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Separate Entrance, Unfinished, Walk-Out, Partial Basement
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Lake/Pond, Marina, Place Of Worship, Rec./Commun.Centre, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,367/mo
Mortgage (principal + interest)$3,101
Property taxFrom listing: $3,191/yr$266
Minimum $57,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$165,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$181,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
