The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to an extraordinary opportunity on prestigious Lake Joseph, where timeless Muskoka charm meets one of the region's most coveted waterfront settings. Boasting 200 feet of prime south-facing shoreline, this exceptional four-season retreat captures breathtaking panoramic views and features a private sandy beach, offering an unparalleled lakeside lifestyle in one of Canada's most exclusive destinations. Offering approximately 2,500 square feet of living space across two levels, the cottage features four spacious bedrooms, two full bathrooms, a bright walk-out lower level, and inviting living spaces designed for both relaxing weekends and unforgettable gatherings. The open dining area extends effortlessly onto an expansive waterfront deck, creating the perfect backdrop for entertaining, dining al fresco, or simply taking in the beauty of Lake Joseph. Thoughtfully maintained and extensively improved, the property features new upper and lower-level bathrooms, a new washer and dryer, new kitchen vinyl flooring, a new dishwasher, and a water filtration system, allowing you to enjoy the cottage from day one. The current owner has also invested over $600,000 into the permanent oversized grandfathered Deckorators Voyage composite dock-an incredibly rare and valuable feature on Lake Joseph that enhances both the property's legacy and long-term appeal. Whether you envision enjoying the cottage exactly as it is, creating a beautifully renovated retreat, or designing a custom luxury waterfront estate, this remarkable property offers endless potential. With the possibility of a two-slip boathouse (subject to approvals) and convenient year-round access via a municipally maintained road, opportunities like this are becoming increasingly rare.A true South Lake Joseph offering, this is your chance to own an exceptional piece of Muskoka waterfront and create a legacy property that will be enjoyed for generations.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$17,302/mo
Mortgage (principal + interest)$16,456
Property taxFrom listing: $10,141/yr$845
Minimum 20% ($879,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$879,800
Ontario land transfer taxProvincial brackets, no first-time refund$96,450
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$979,050
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Muskoka Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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