The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Minnicock Lake and this lovely 4-season home or cottage offering 177 feet of natural shoreline and 0.74 acres. Exceptional privacy. This is a very quiet low-cottage density lake with only 67 lots in addition to two plots of Crown Land fronting the lake, along with two islands. There is a very active cottage association. Extensive renovations in the last 10 years include; all new appliances, new bathrooms, a metal roof, propane stoves, UV system, heated lake water line, and a new septic system in 2018. New propane F/A furnace 2025. Featuring 3 bedrooms and 1300 square feet of living space over 2 floors this turn-key property comes fully furnished and ready to enjoy. The low-motor restrictions and natural shorelines make it an ideal habitat for nesting loons, smallmouth and largemouth bass, and various wildlife like moose, deer, and otters. Popular for non-motorized activities such as kayaking, canoeing, paddleboarding, and swimming. To preserve peace and water quality, gas-powered watercraft motors are strictly limited to a maximum of 6 horsepower. With a maximum depth of about 62 feet Minnicock is a natural headwater lake that sits at the very top of the Gooderham Creek and Irondale River watersheds and it is naturally fed by fresh water springs, beaver ponds, and surrounding wetlands, rather than a regulated water flow from an upstream or downstream dam. Located 15 minutes east of Haliburton and 2.5 hours north of the GTA this property is easily accessible all year round. Pre-list inspections of the cottage and septic are available. Listings on this lake are rare to find. Book a showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Be sure to click on the video.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,036/mo
Mortgage (principal + interest)$2,794
Property taxFrom listing: $2,896/yr$241
Minimum $49,700 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$149,400
Ontario land transfer taxProvincial brackets, no first-time refund$11,415
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$163,615
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Highlands East has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
