The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
The Victoria: A Century Home Oasis Nestled on a charming street in Delaware, Ontario, The Victoria is a beautifully renovated century home surrounded by a lush, park-like yard backing onto a peaceful woodlot. This private oasis blends historic charm with modern luxury, offering a tranquil retreat just minutes from local conveniences. Outdoor living shines here with double decks, a covered hot tub, and a stunning 20x40 concrete saltwater pool with stone coping. A timber-framed playhouse, firepit, and beautifully landscaped grounds add to the serene, family-friendly setting. A long paving-stone driveway, lined with spruce and flowering trees, leads to a heated two-car garage and pool equipment room, offering ample parking for guests. Inside, the home has been thoughtfully updated while preserving its original character. The gourmet kitchen features garden-view windows, stone floors, dovetail drawers, wooden cabinetry, and a massive granite island. A two-tier family room boasts exposed wood rafters and brick accents, while the formal dining room adds elegance with a crystal chandelier and pocket doors. Both living and family rooms include updated natural gas fireplaces, and a convenient powder room completes the main floor. Upstairs, three bedrooms and a full bath offer comfort and privacy. The primary retreat includes a walk-in closet, ensuite with jetted tub, and a private porch overlooking the front lawn. The finished lower level includes a games/exercise area, an additional bedroom, and a two-piece bath ideal for guests. Delaware offers the charm of small-town living with access to top-rated schools, new amenities, grocery stores, restaurants, parks, rinks, golf courses, and more all just a short walk or drive away. 12 Victoria Street is a rare opportunity to own a timeless home with every modern convenience in a vibrant, welcoming community.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,989/mo
Mortgage (principal + interest)$5,421
Property taxFrom listing: $6,817/yr$568
Minimum $119,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$289,800
Ontario land transfer taxProvincial brackets, no first-time refund$25,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$318,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Middlesex Centre has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
