The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Walk to the end of historic Wellesley Street and you'll find a quiet court tucked away from it all. This is 12 St James Court, and it's the kind of address you'll want to keep to yourself.This is Cabbagetown. Saturday mornings at Riverdale Farm, evening walks through Riverdale Park, and a short stroll to local shops and restaurants where people actually know your name. Transit and the DVP are minutes away, so downtown living comes without the noise.Inside, the home has been completely transformed, top to bottom. Every room was rethought and every finish chosen with purpose. The kitchen has quartz countertops and room to cook and gather, and the living room is anchored by a wood-burning fireplace with a walkout to the deck. Hardwood runs throughout, and the electrical has been fully upgraded, so the peace of mind goes deeper than the finishes.Upstairs, skylights pour natural light across the second floor. The primary suite has a 3-piece ensuite and walk-in closet, and the second bedroom is generously sized. The finished lower level adds a third bedroom and walks out to a private backyard oasis, a rare find for downtown living.Nearly 2,200 square feet, move-in ready, in one of Toronto's most loved neighbourhoods. Some homes get a refresh. This one got a total transformation.
Demographic data is not available for this area yet.
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Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,652/mo
Mortgage (principal + interest)$5,982
Property taxFrom listing: $8,041/yr$670
Minimum 20% ($319,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$319,800
Ontario land transfer taxProvincial brackets, no first-time refund$28,455
Toronto land transfer taxMunicipal brackets, no first-time refund$28,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$379,510
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
