The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 114 Bellamy Cres, a LEGAL duplex, raised bungalow located in a family neighbourhood of historic and picturesque Fergus. The main floor unit opens into a foyer that affords access to the attached insulated single garage. Up the stairs to the main floor you will find your open concept living area complete with a vaulted ceiling in the living room. The kitchen, adjacent to the dining area, has a practical layout, and includes a coffee bar with additional cabinetry for kitchen storage as well as a walk-out to the raised deck. The hallway leads to your 4-pc bathroom, in-suite laundry facilities as well as the bedrooms. The primary bedroom is generously sized and easily accommodates a king-sized bed while the other 2 bedrooms also offer plenty of space and closets for clothing storage. Around the side of the home is the separate entrance to the lower unit, a 2-bedroom that certainly doesn't feel like your typical basement apartment. You walk into the kitchen area that adjoins the dining and living areas in an open concept fashion to find yourself in a bright space, as the raised bungalow style of this home allows for full sized windows in the basement providing the space with an abundance of natural light. This unit also features a 4-pc bathroom and its own laundry facilities located in the utility room of the home. One further feature of the home is the nicely sized and fully fenced backyard, complete with storage shed, perfect for yard games, the lawnmower and all your gardening supplies. This home is perfect for those looking for a built-in mortgage helper; live in one unit and rent the other OR affords the perfect opportunity for multi-generational living while not compromising privacy. Additional details and bonuses; 2 hydro metres, roof 2018, owned commercial water heater (2026), home plumbed for central vac
Property Details
Listing
MLS® number
X13750170
Status
For Sale
Listed
Sep 5, 2026
Last updated
Oct 21, 2026
Possession
Other
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
Apartment, Finished, Finished with Walk-Out, Separate Entrance, Full, Walk-Up
Lot
Frontage
40.03 ft
Depth
128.00 ft
Lot area
≈ 5,124 ft² (calculated)
View
North
Community
Fergus
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private Double, 4 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,132 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Coldwell Banker WIN Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Apartment, Finished, Finished with Walk-Out, Separate Entrance, Full, Walk-Up
Heating: Forced Air
Cooling: None
Exterior
Waterfront features: None
Pool features: None
Property features: Fenced Yard, Hospital, Park, Place Of Worship, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,524/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $4,132/yr$344
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
