
3965 Algoma Avenue
DetachedRural Innisfil, Innisfil
N14127574, ROYAL LEPAGE CITIZEN REALTY



Gilford, Innisfil · Detached
Last updated by the listing brokerage Oct 22, 2026
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| Tax year | Annual property tax | Change | Source |
|---|---|---|---|
| 2026 | $3,173 | — | MLS® listing |
Annual taxes as reported on this MLS® listing. Confirm current taxes with the municipality.
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Sign in to view historyYour first home doesn't have to mean compromising on outdoor space, parking or lifestyle. Set on a beautifully landscaped 50 x 150 ft property just moments from Lake Simcoe, this updated Gilford bungalow gives first-time buyers the chance to step directly into a detached home that's move-in ready and made for enjoying life beyond the front door. Inside, natural light fills the inviting living room through an oversized bay window overlooking the gardens, while a floor-to-ceiling stone feature wall and natural gas fireplace create a cozy focal point as the cooler months arrive. The renovated eat-in kitchen features granite countertops, stainless steel appliances and plenty of cabinetry, opening to the dining area with a walkout to the covered deck. Two spacious bedrooms include a comfortable primary retreat with its own electric fireplace, complemented by a beautifully updated, spa-inspired bathroom. Outside, the private backyard is a standout, with a covered deck, stone patio, built-in BBQ, mature trees and established gardens giving you plenty of space to entertain, garden or simply enjoy having a backyard of your own. A detached single-car garage and driveway parking for up to five vehicles mean there's room for cars, a boat, trailer and all the gear that comes with living this close to the lake. Lake Simcoe, beaches, marinas, parks and golf are nearby, with four-season recreation ranging from boating and swimming to hiking and winter adventures. Highway 400 is also within easy reach when you need to head toward the GTA. For buyers wondering whether it's time to make the jump from renting or condo living into a detached home, this is an opportunity to start with the space, property and lifestyle you'll actually want to keep.
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Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
About how much cash you’ll need on closing day, besides the mortgage.
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Innisfil has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
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