The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Set on a scenic 3.6-acre parcel just 5 minutes east of Napanee with quick access to Highway 401, this beautifully maintained 4-bedroom, 2-bathroom storey-and-a-half home offers an ideal balance of peaceful country living and everyday convenience. Backing onto the Napanee River, the property provides a private, tranquil setting perfect for those seeking space without sacrificing proximity to town. This well-cared-for home has seen numerous updates, including all windows replaced since 2016, a new gas furnace installed in 2024, and central air for year-round comfort. A bright and welcoming sunroom serves as the main entrance, offering a versatile space that functions equally well as a mudroom. From there, step into the inviting living room where you can unwind while taking in views of the outdoor riding ring. The main floor also features a functional kitchen and dining area, convenient main floor laundry, and a 2-piece bathroom, with 4 bedrooms and a 3 piece bath on the second floor. A 53 ft drilled well provides a dependable water supply, and the tile bed was replaced in 2009. Western enthusiasts will appreciate the exceptional facilities including a 32' x 48' four-stall horse barn with a full mow above, along with an attached 60' x 80' indoor riding arena - ideal for year-round use. Completing the setup is an 85' x 200' outdoor riding ring, perfectly suited for both Western and English riding.
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Age Groups
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,660/mo
Mortgage (principal + interest)$2,394
Property taxFrom listing: $3,193/yr$266
Minimum $38,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$127,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$140,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Stone Mills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
