The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own peaceful retreat on beautiful, spring-fed 14 Island Lake - a private lake surrounded by a cascading natural landscape and abundant wildlife. This charming 2-bedroom, 1-bath, three-season cottage is move-in ready with absolutely nothing to buy. The sale includes all furnishings, the boat, and water toys, making it easy to arrive, unpack, and immediately start enjoying lake life. The lake is known for excellent fishing, while the gentle slope to the water leads directly to your private dock. Inside, the cottage offers a comfortable and inviting space, complete with a self-feeding pellet stove to keep you cozy on cool evenings. Outside is where this property truly shines, with multiple areas to relax and take in the beauty of the lake throughout the day. Gather around the fire pit, enjoy the bunkie, or take a seat at your own personal outdoor bar overlooking the water. The private dock provides easy access for swimming, fishing, paddling, and enjoying everything the lake has to offer. With an abundance of outdoor seating areas, you can find the perfect spot to enjoy the sun at any time of day. The property has been thoughtfully upgraded and maintained over the years, including new insulation, vapor barrier and drywall throughout in 2017; a new dock, ramp and platform with attached paddle board/kayak rack in 2019; an outdoor bar in 2020;new decking around the bunkie, a new staircase to the water and a new piered sundeck in 2023; a new front deck in 2024; new garden planters off the front deck in 2025; and a new metal roof on the shed in 2025.With a full septic system and well, this cottage is ready to enjoy. Conveniently located just a short drive to Verona for everyday necessities and approximately 15-20 minutes to Kingston, you can enjoy the privacy and tranquility of a private lake retreat without being far from amenities. Nothing to buy, nothing to do but enjoy. Bring your suitcase and start making memories on 14 Island Lake!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,732/mo
Mortgage (principal + interest)$2,525
Property taxFrom listing: $2,488/yr$207
Minimum $42,490 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$134,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$147,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
