The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Pine Lake, just outside Bracebridge, two hours from the GTA - 129 feet of water frontage on just over two acres, southern exposure, & a quiet bay set on a spring-fed lake over 40 feet deep. The two acres are bordered by roughly 200 additional protected acres the surrounding owners hold shares in; a scale of protected land rarely paired with a Muskoka waterfront property. The shore road allowance is owned too, giving flexibility to build toward the water that most lots on this lake don't have. The bay is set apart from the main body of the lake, so boat traffic barely reaches it - mornings & evenings stay genuinely quiet. A private dock and a sandy, gently sloping entry make it an easy walk-in for kids or anyone who'd rather avoid a steep or rocky approach. Neighbours & visitors often say this is the best view of the lake, & once you see it, it's not hard to see why. The access road is private and maintained year-round, so there are no winter access issues. The cottage itself is move-in ready, with amenities buyers don't expect in a cottage - high-speed internet, cell service, a full laundry hookup, potable well water, garbage pickup, and updated kitchen appliances. Add a wood stove, a rebuilt Muskoka room that pushes living space past 1,300 sq ft, and a separate bunkie for guests, and it's set up for real use well beyond the short summer window. A future four-season conversion is available for a buyer who wants to take it further, but nothing here needs that to be enjoyed as-is.At this price point on Pine Lake, the combination of protected acreage, pristine water, and year-round road access is hard to replicate - worth seeing in person before comparing it to anything else on the market.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,379/mo
Mortgage (principal + interest)$2,993
Property taxFrom listing: $4,634/yr$386
Minimum $55,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$160,000
Ontario land transfer taxProvincial brackets, no first-time refund$12,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Bracebridge has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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