The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully renovated 1.5 storey home in the charming community of Sprucedale. Set on a generous 0.47 acre double lot backing directly onto the Seguin Trail, this property offers a wonderful blend of character, modern updates, and year-round enjoyment.The main floor features a bright, open-concept layout with a beautifully renovated kitchen and inviting living area, complemented by soaring ceilings created by opening up the former second storey space. A convenient 4 piece bathroom completes the main level. The original second storey bedroom has been thoughtfully retained, providing a private and cozy retreat.The finished basement adds valuable living space with a comfortable family room that could also serve as a second bedroom, along with laundry and utility area. Outside, the expansive double lot provides plenty of room to enjoy the peaceful surroundings, while direct access to the Seguin Trail makes this an ideal location for outdoor enthusiasts.The home is heated with a propane forced-air furnace and features Starlink internet, making it well suited for year-round living, a recreational getaway, or a cozy country retreat. With its thoughtful renovations, open-concept design, generous lot, and trail-side setting, this Sprucedale property is an opportunity to enjoy relaxed rural living with modern comforts.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,575/mo
Mortgage (principal + interest)$1,496
Property taxFrom listing: $942/yr$79
Minimum $19,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,474
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,254
First-time buyers can get up to $4,000 back on Ontario land transfer tax. McMurrich/Monteith has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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