The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
An exceptional opportunity to live and work in the heart of downtown Ingersoll! This versatile mixed-use property offers approximately 1,400 sq. ft. of main-floor commercial space with excellent street-front exposure along King Street, plus a spacious 3-bedroom, 2-washroom residential apartment on the second floor, complete with a private balcony. COMMERCIAL SPACE - MAIN FLOOR Approximately 1,400 sq. ft. of commercial space One washroom Basement space for additional storage or other permitted uses High ceilings and excellent street-front visibility Prime King Street exposure in downtown Ingersoll CC zoning, with permitted uses subject to applicable municipal zoning regulations Potential uses may include retail, professional offices, barber shop, restaurant, artist studio, commercial school, medical clinic, fitness centre, insurance office, mortgage brokerage, real estate office, accounting office, and more, subject to zoning approval and applicable requirements Convenient municipal parking located next door and across the street RESIDENTIAL APARTMENT - SECOND FLOOR Three bedrooms Two washrooms Private balcony Ideal for an owner-operator seeking a convenient live-and-work arrangement SEPARATE UTILITIES Separate hydro meters for the commercial and residential units Separate gas meters for the commercial and residential units Whether you are an entrepreneur, professional, investor, or business owner, this property offers an excellent opportunity to establish your business in a prime downtown location while enjoying the convenience of living upstairs. Live where you work and bring your business vision to life in downtown Ingersoll!
Property Details
Listing
MLS® number
X14097522
Status
For Sale
Listed
Oct 19, 2026
Last updated
Oct 23, 2026
Possession
Flexible
Building
Type
Commercial
Style
Commercial Retail
Approx. age
Not provided by brokerage
Approx. size
Not provided by brokerage
Basement
Not provided by brokerage
Lot
Frontage
16.00 ft
Depth
100.00 ft
Lot area
≈ 1,600 ft² (calculated)
View
Not provided by brokerage
Community
Ingersoll - South
Parking & utilities
Garage
Street
Driveway
Not provided by brokerage
Heating
Gas Forced Air Open
Cooling
Yes
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,124 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
HOMELIFE/GTA REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Kitchens: 0
Heating: Gas Forced Air Open
Cooling: Yes
Exterior
Cross street: Thames St S -> King St -> West; 3rd building on South side of King St W (red brick - former Cutting Edge Knife Store)
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,668/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $5,124/yr$427
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Ingersoll has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
