The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully restored and fully renovated 4-bedroom century home where timeless character meets modern comfort.Rich in original charm, this unique home showcases preserved woodwork, stunning pine floors, soaring 9-foot ceilings and spacious sun-filled rooms throughout. Every renovation has been completed with care and respect for the home's heritage while providing the conveniences today's buyers expect.The main level offers generous living and dining spaces ideal for entertaining, along with a large eat-in kitchen. A practical side entrance leads to a spacious mudroom complete with laundry facilities and a convenient shower-perfect for busy families. Upstairs, the bright primary bedroom features its own ensuite, while three additional bedrooms provide plenty of room for family and guests. The absolute jewel of this home is the extraordinary third-floor turret. With soaring 12-foot ceilings, panoramic views, and an adjoining loft space, this unique retreat offers endless possibilities as a home office, studio, reading room or bedroom. Outside, enjoy a generous backyard complete with a new10' x 12' workshop and plenty of room for gardening, entertaining, or family activities.Significant updates provide peace of mind, including all new double-hung windows, a new high-efficiency furnace (2025), upgraded 100-amp electrical service, and a durable metal roof (2010). The extensive renovations throughout the home allow you to enjoy the beauty and character without sacrificing modern comfort and convenience.A rare opportunity to own a truly special century home that seamlessly blends historic charm, quality craftsmanship, and thoughtful updates in one of Smiths Falls' most desirable central locations. Some photos are virtually staged
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,709/mo
Mortgage (principal + interest)$2,428
Property taxFrom listing: $3,370/yr$281
Minimum $39,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Smiths Falls has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
