The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Looking for the perfect lakeside getaway that you can enjoy year-round? This beautifully winterized Royal Home offers 2+1 bedrooms and 2 full bathrooms, tucked along the shores of Minden Lake just minutes from the town of Minden. Step inside to a bright, open concept living and dining space designed to maximize the view, featuring stunning vaulted ceilings and floor-to-ceiling windows that bring the lake right into your living room. Whether you're relaxing or entertaining guests, this space feels airy, warm and connected to nature. Outside, enjoy everything waterfront living offers from boating, fishing, swimming or simply unwinding by the water. For adventure lovers, the nearby Minden Whitewater Preserve (host of the 2015 Pan Am Games canoe and kayak events) offers world-class kayaking just minutes away. For snowmobile enthusiasts the trail is just down the road. The detached garage is fully equipped with its own electrical panel, connected to the main service via underground wiring, perfect for a workshop, extra storage, or hobby space. Internet provider is StarLink and the hydro service is 200 amp. Since 2023 there have been many valuable upgrades; a new steel roof, leaf gutter guards, two interlock patios and gardens, new stairs, rails and paths to the water, composite dock system, StarLink tower for high speed internet and the home has been painted throughout. Whether you're searching for a full time home or a four season cottage escape, this property offers an ideal mix of comfort and convenience. An added bonus is that this property is a registered Short-Term Rental, offering excellent income potential or the flexibility to offset ownership costs.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,387/mo
Mortgage (principal + interest)$4,066
Property taxFrom listing: $3,851/yr$321
Minimum $83,700 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$217,400
Ontario land transfer taxProvincial brackets, no first-time refund$18,215
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$238,415
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Minden Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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