The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1093 North Bay Drive on beautiful Balsam Lake - a custom-designed waterfront retreat where luxury, privacy, and breathtaking panoramic views come together in perfect harmony. Thoughtfully positioned to capture both sunrise and sunset vistas, this exceptional home offers stunning lake views from the kitchen, dining area, great room, and primary bedroom- all enhanced by soaring cathedral ceilings and expansive windows that flood the home with natural light. Designed for effortless year-round living and entertaining, the open-concept layout features luxury vinyl flooring throughout the main level, a striking two-sided stone propane fireplace shared between the great room and primary suite, and seamless access to three covered decks overlooking the water. The spacious primary retreat also includes a private hot tub, spa-inspired ensuite with soaker tub, glass shower, and double vanity and main floor laundry. The full-sized basement has a WETT-certified wood stove, workshop space, 200 amp service, exterior access, and endless potential for additional living or recreation space. Modern comforts include high-speed fibre-optic internet, automatic Generac backup power, a 7-filter drinking water system, owned furnace and hot water tank. Outside, enjoy your own private sandy waterfront complete with two docks and boat lifts, a charming beach house with power and Wi-Fi, lakeside fire pit, canoe/kayak storage, and covered boat storage. An additional two-level bunkie provides excellent space for guests, extended family, or Airbnb income potential. Located on a quiet dead-end road leading to the Provincial Park just 1.5 km away, this property offers the perfect blend of peaceful cottage living and practical convenience with year-round municipal road maintenance, garbage and recycling pickup, and mail delivery at the street. A rare opportunity to own a turn-key luxury waterfront property on one of the Kawartha's most sought-after lakes.
Property Details
Listing
MLS® number
X13124560
Status
For Sale
Listed
May 13, 2026
Last updated
Oct 15, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
6-15
Approx. size
1,500–2,000 ft²
Basement
Full, Unfinished
Lot
Frontage
60.00 ft
Depth
255.00 ft
Lot area
≈ 15,300 ft² (calculated)
View
West
Community
Bexley
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,644 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE RCR REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Unfinished
Heating: Forced Air
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Indirect
Pool features: None
Property features: Lake/Pond, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,413/mo
Mortgage (principal + interest)$4,860
Property taxFrom listing: $6,644/yr$554
Minimum $104,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,800
Ontario land transfer taxProvincial brackets, no first-time refund$22,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
