The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property's character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today's buyer.
Property Details
Listing
MLS® number
X13793414
Status
For Sale
Listed
Sep 16, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
100+
Approx. size
2,500–3,000 ft²
Basement
Full, Unfinished
Lot
Frontage
167.00 ft
Depth
252.00 ft
Lot area
≈ 42,084 ft² (calculated)
View
North
Community
58 - Greater Napanee
Parking & utilities
Garage
Detached, Garage, 0 spaces
Driveway
Private Double, 10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,091 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
EXP REALTY, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 0
Kitchens: 1 above grade · 0 below grade
Basement: Full, Unfinished
Heating: Forced Air
Cooling: Central Air
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Marina, Park, Public Transit, River/Stream, School
Cross street: Centre Street/County Road 8 to River Road.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,578/mo
Mortgage (principal + interest)$4,070
Property taxFrom listing: $6,091/yr$508
Minimum $83,800 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$217,600
Ontario land transfer taxProvincial brackets, no first-time refund$18,235
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$238,635
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
