The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A private garden terrace of nearly 700 sq.ft. in the heart of downtown Toronto is a rarity! Paired with 1,250 sq.ft. of interior living space, 2 bedrooms, 3 bathrooms, 2 parking spots, and 1 locker, this property offers an exceptional combination of house-scale outdoor living and turn-key urban chic. Open, airy and exceptionally wide, the light-filled interior offers a wonderful sense of space and comfort. The main level centres around a renovated, minimalist white kitchen with a breakfast bar, thoughtfully set apart from the generous living and dining areas. The entire back wall is glass with three separate sets of sliding doors, framing views of your private 700 - square foot garden terrace. Unheard of for the core, this expansive outdoor space functions as a true extension of the home - ready for dining, lounging, or cultivating an urban vegetable garden, creating a retreat from the city without leaving it. Two bedrooms on separate levels, each offer primary-suite privacy, abundant closet space and its own beautifully refreshed full bathroom. Second level bedroom has a Juliette balcony. Both overlook the outdoor greenery. The residence also features a stylish main-level powder room. Located in Toronto's vibrant St. Lawrence Market neighbourhood, 109 Front Street East offers an unbeatable downtown lifestyle with everything at your doorstep. Just steps from the iconic St. Lawrence Market, residents enjoy easy access to grocery stores, trendy cafes, restaurants, boutique shops, parks and everyday essentials. The Distillery District, the waterfront, Financial District, and Eaton Centre are all within walking distance, while nearby King Station and Union Station make commuting effortless. *All Inclusive Maintenance Fees.*
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,949/mo
Mortgage (principal + interest)$4,444
Property taxFrom listing: $4,919/yr$410
Condo feesFrom listing$1,095
Minimum $93,800 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$237,600
Ontario land transfer taxProvincial brackets, no first-time refund$20,235
Toronto land transfer taxMunicipal brackets, no first-time refund$20,235
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$280,870
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
