The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Waterfront on Lake Simcoe | 100 Ft of Shoreline & Private Guest Suite !Escape to 1082 Loon Rd and experience the perfect blend of comfort and lakeside living on the shores of Lake Simcoe. This charming bungalow-style cottage offers 100 feet of pristine eastern-facing waterfront, ideal for enjoying breathtaking sunrises over the sparkling water.Step inside to a stunning open-concept living space featuring soaring cathedral ceilings and dramatic floor-to-ceiling windows that capture panoramic lake views. The kitchen is well-appointed with stainless steel appliances, granite countertops, a built-in stove and microwave, and a sleek flat-top range-perfect for entertaining while overlooking the water.The main cottage features three spacious bedrooms, each complete with its own private ensuite bathroom. The primary bedroom is a true retreat, offering tranquil water views and a walk-out to the expansive deck that spans the full width of the cottage-ideal for relaxing or entertaining by the lake. Adding exceptional value is the detached three-car garage, equipped with its own 100-amp pony panel. Above the garage, a large self-contained studio suite with kitchenette and 3-piece bathroom provides flexible space for guests, extended family, or a private retreat with plenty of space for sleeping area and recreation space. Situated on leased land with the Chippewas of Georgina Island, the current land lease extends to April 30, 2053. Annual land lease fees are $4,900 until 2028 (in addition to property taxes). Please note: short-term rentals, including Airbnb, are not permitted. A rare opportunity to own a turnkey waterfront getaway-perfect for personal enjoyment and making lasting memories.
Property Details
Listing
MLS® number
N13067126
Status
For Sale
Listed
May 1, 2026
Last updated
Jun 29, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
16-30
Approx. size
2,000–2,500 ft²
Basement
Crawl Space
Lot
Frontage
100.00 ft
Depth
196.00 ft
Lot area
≈ 19,600 ft² (calculated)
View
East
Community
Georgina Island
Parking & utilities
Garage
Detached, Garage, 3 spaces
Driveway
Private, 6 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,343 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REMAX YOUR COMMUNITY REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Crawl Space
Heating: Baseboard
Cooling: None
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Lake Access, Level, Marina, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,434/mo
Mortgage (principal + interest)$2,989
Property taxFrom listing: $5,343/yr$445
Minimum $54,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,800
Ontario land transfer taxProvincial brackets, no first-time refund$12,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgina Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
