The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1080 Petticoat Lane on the sandy shores of Minden Lake. This property has been owned by the same family dating back to the early 1960s, and the Viceroy cottage you see today was built in 1989 and has been a beloved year-round home. The main floor offers a den/office with walk out to deck, 2-piece bath, kitchen, and an open dining/living area with big lake views. Upstairs are two comfortable bedrooms and a 3-piece bath. The lower level has a rec room with walkout to the level lakeside yard, plus plenty of storage space. Outdoors is where this property shines, guests will enjoy the bunkie, while evenings call for a lakeside wood-fired sauna or roasting marshmallows with kids and grandkids. The level yard makes it easy to play and enjoy the water, with a clean sandy shoreline right out front. Located on a privately maintained year-round road, you're only minutes to Minden for groceries, restaurants, and Kawartha Dairy ice cream runs. The Minden White Water Preserve is also close by, adding to the list of reasons this location is so special. A true Cottage Country Ontario getaway with the convenience of year-round use, this property blends history, comfort, and lakeside fun in the heart of the Haliburton Highlands.
Demographic data is not available for this area yet.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,711/mo
Mortgage (principal + interest)$2,431
Property taxFrom listing: $3,362/yr$280
Minimum $39,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Minden Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
