The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
BRAND NEW OVERSIZED SEPTIC SYSTEM!!! A rare opportunity on Haliburton's largest lake, this water-access property on Kawagama Lake offers exceptional privacy and unbeatable value. Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other. Enjoy breathtaking lake views and unforgettable sun and moon rises. Good dock with deep, clean water that makes for incredible swimming. Kawagama Lake is known for its vast stretches of untouched Crown Land, pristine forests and endless opportunities for boating, fishing, hiking, ATVing, snowmobiling and exploring nature. The cottage itself is in need of some TLC, offering the perfect opportunity to update or renovate to your taste. The structure has "good bones" with recently redone piers and a solid, level floor making it a great starting point for your dream lakeside getaway. If you're looking for a big lake experience at an affordable price with tremendous PRIVACY, adventure and natural beauty, this property checks all the boxes. Water access only but getting there is easy; as we have a boat and would be happy to take you over. The marina not far away. Come and see what Kawagama Lake has to offer! Newly installed septic system (2025). **SELLER WILLING TO HOLD A MORTGAGE FOR RIGHT BUYER**.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,514/mo
Mortgage (principal + interest)$1,403
Property taxFrom listing: $1,335/yr$111
Minimum $18,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$75,000
Ontario land transfer taxProvincial brackets, no first-time refund$4,100
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$81,900
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
