The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Make it your year-round or seasonal residence and discover the ease of waterfront living on Carnachan Bay at 106 Bass Cove Road in Greater Napanee. Set on a large, level lot, this inviting property blends everyday comfort with outdoor spaces made for relaxation and memorable gatherings. Inside, the single-level layout offers two bedrooms, a three-piece bathroom, a generous kitchen and a spacious dining area that flows into a cozy living room. From quiet evenings at home to meals shared with friends, there is space to settle in and enjoy. The main building's deck extends the living area outdoors, creating an ideal setting for morning coffee, leisurely dinners or unwinding in the fresh air. Recent improvements include a wall-mounted propane furnace installed in 2024, a new electrical panel in 2023 and a professionally installed gravel driveway in 2024. A new roof and windows have also been installed over the last few years, adding to the home's appeal. At the water's edge, a separate one-bedroom bunkie offers a welcoming retreat for overnight guests. Nearby, the sauna, complete with a changeroom, storage and an adjoining deck, brings a relaxing spa-like experience to your own shoreline. Spend your days enjoying the waterfront from the dock, then gather around the fire pit for conversation beneath the stars. Two additional sheds keep tools, outdoor furniture and recreational gear neatly tucked away. A vacant access lot along one side provides valuable separation and added privacy, enhancing the appeal of this spacious waterfront setting. With inviting guest accommodations, thoughtful updates and multiple places to gather or enjoy a quiet moment, this property offers a wonderful balance of practical living and waterside relaxation. Enjoy a lifestyle that feels like an escape, without ever leaving home.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,499/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $3,053/yr$254
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
