The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Set along the riverfront in Pefferlaw, this immaculate bungalow offers a peaceful waterfront lifestyle, with beautifully maintained interior spaces and direct access to Lake Simcoe. Positioned on a quiet road, the property combines the comfort of a year-round residence with the atmosphere of a private cottage retreat, all within 20 minutes of Highway 404. The main level features a bright and functional layout with warm hardwood flooring, expansive windows, and open sightlines throughout the principal living areas. The kitchen is designed for both everyday use and entertaining, complete with rich wood cabinetry, a centre island, and a dedicated dining area overlooking the water. A walk-out leads to a massive elevated terrace with glass railings, creating an exceptional outdoor living space with panoramic river views and seamless indoor-outdoor flow. Two bedrooms and a full bathroom are positioned on the main floor, including a comfortable primary suite with peaceful natural surroundings, visible from nearly every window. The finished at-grade lower level extends the living space substantially, featuring a large sunken family room with fireplace, oversized windows, additional bedroom, second bathroom, and a convenient kitchenette setup ideal for guests, extended family, or flexible recreational use. Walk-out access connects directly to the patio, landscaped gardens, and waterfront beyond. Surrounded by mature trees and tranquil views, the property also includes a detached two-car garage, ample driveway parking, floating dock, and direct boating access just minutes from the main lake. This is a truly rare opportunity to enjoy a refined waterfront setting, with the flexibility and comfort suited to both full-time living and weekend escapes. The deep waterfront can accommodate a large boat.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,994/mo
Mortgage (principal + interest)$3,610
Property taxFrom listing: $4,612/yr$384
Minimum $71,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$192,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,773
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$211,553
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgina has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
