The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Step into the kind of cottage escape people dream about. Tucked among mature trees within 2 hours of Toronto, this winterized 2-level retreat on a coveted 5-lake chain delivers spectacular sunsets and panoramic lake views from nearly every vantage point. Extensively renovated & interior designed w/ high quality features at a cost of $336,000 in 2025 by Terrelac, the cottage features a striking mid-century classic aesthetic that flows seamlessly across an open-concept layout defined by soaring ceilings, paneled walls, & new birch hardwood flooring. The heart of the home is a custom chef's kitchen equipped with new Café appliances, a Bosch dishwasher, & custom cabinetry, all framing beautiful waterfront vistas. Gather around the new teak dining table, then retreat to the living room where a majestic fieldstone fireplace steps out to a spacious, refinished sundeck. The cottage offers 3 bedrooms and 2 updated bathrooms, including one with an old-fashioned clawfoot tub, plus a peaceful second-floor window-lined room perfect for morning coffee or a home office. Moving in is entirely effortless; this turnkey property comes with premium chattel inclusions, including a new sectional sofa and lounge chair, vintage Arteriors bar cart, & new patio furniture. Outside, a gated entry with fieldstone posts lines the 4-season municipal road, where a stone walkway & stairs lead to a sandy beach with a gradual entry, fieldstone breakwall, historic stone boathouse, lakeside BBQ, & a brand-new 10'x20' floating dock with all-day sun. Complete w/ premium mechanical upgrades including a lifetime-warranty Stoughton metal roof, a 2021 furnace, a new water heater, updated plumbing and electrical, a 2026 water pump, & a new septic system designed to support future expansions like a garage or extension, this gem is ready for immediate enjoyment. 12 minutes to Minden and 16 to Haliburton, you are never too far from amenities, while the wooded land, clear waters, and vista offer instant serenity.
Property Details
Listing
MLS® number
X13137612
Status
For Sale
Listed
May 14, 2026
Last updated
Oct 21, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
None
Lot
Frontage
152.00 ft
Depth
240.00 ft
Lot area
≈ 36,480 ft² (calculated)
View
West
Community
Snowdon
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,509 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Forest Hill Real Estate Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Forced Air
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Hospital, Marina, Place Of Worship, Skiing, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,048/mo
Mortgage (principal + interest)$4,672
Property taxFrom listing: $4,509/yr$376
Minimum $99,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$249,800
Ontario land transfer taxProvincial brackets, no first-time refund$21,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$274,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Minden Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
