The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A TRULY RARE COLDSTREAM PROPERTY! Set on nearly half an acre with an extraordinary 263.19 feet of frontage along Ilderton Road, this distinctive property offers a combination of natural beauty, privacy, space and versatility that is seldom found. Backing onto Coldstream Lake and the adjoining Coldstream Conservation Area, the setting is exceptional, with scenic views, a peaceful natural backdrop and a welcoming sunroom with view of the Coldstream Lake. The attractive all-brick two-storey home, built in 1993, offers approximately 2,464 sq. ft. above grade with 4 bedrooms, main floor office, a spacious 5-piece upper-level bath with double sinks, 2 decks and a main-floor 2-piece bath. Engineered hardwood runs throughout the main level while distinctive Gothic-style windows add character. The walkout lower level features approximately 7.5-foot ceilings, separate exterior access, family room, coldroom and a possible additional bedroom offering excellent potential for additional living space. A substantial detached shop/workshop with separate electrical service and concrete floor provides excellent space for vehicles, storage, hobbies or workshop use. Additional features include 200-amp electrical service, natural gas forced-air furnace, central air replaced approximately 5 years ago, drilled well (2008), R-40 attic insulation, R-20 wall insulation and gutter guards.The property is zoned Village Commercial, which may allow for certain residential and/or commercial uses, subject to applicable municipal zoning provisions, approvals and permitted-use requirements. With remarkable frontage, a lake backdrop, conservation setting, spacious home, detached shop and flexible zoning, 10290 Ilderton Road offers a truly uncommon opportunity in Coldstream.
Property Details
Listing
MLS® number
X13840354
Status
For Sale
Listed
Sep 29, 2026
Last updated
Oct 19, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
31-50
Approx. size
2,000–2,500 ft²
Basement
Walk-Out
Lot
Frontage
262.48 ft
Depth
134.30 ft
Lot area
≈ 35,251 ft² (calculated)
View
North
Community
Rural Middlesex Centre
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, Lane, Private Triple, 10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,980 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
CENTURY 21 FIRST CANADIAN CORP
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Walk-Out
Heating: Forced Air
Cooling: Central Air
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Lake/Pond, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,688/mo
Mortgage (principal + interest)$3,273
Property taxFrom listing: $4,980/yr$415
Minimum $62,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,000
Ontario land transfer taxProvincial brackets, no first-time refund$13,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$191,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Middlesex Centre has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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