The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Year-Round Home or Cottage with Private Lake Access to Garrison Lake! Welcome to your affordable escape in the heart of cottage country. This 2-bedroom, 1-bathroom home offers year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and set on a generously sized lot, this property features a spacious living room, a functional kitchen, a sunroom, an unfinished basement, a shed for your tools and toys, and a large wraparound deck that's perfect for relaxing or entertaining. The home is heated with propane, with the current owners enjoying comfortable year-round living. While the property could benefit from some TLC and updating, it presents an excellent opportunity to add value and make it your own. Whether you're looking for a family cottage, retirement getaway, or affordable home near the water, the potential here is undeniable. retirement getaway, or affordable home near the water, the potential here is undeniable. As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared amenities, including a newer shower house, washroom facilities, private beach, boat launch, and recreational common areas. The condominium consists of individually owned properties surrounded by jointly owned common spaces for the enjoyment of all residents. Enjoy swimming, boating, fishing, and all the benefits of lake life without the expense of waterfront boating, fishing, and all the benefits of lake life without the expense of waterfront ownership. Annual condominium fees are $750. A rare opportunity to own an affordable property moments away from the lake! Bring your vision and start making memories at Garrison Lake.
Property Details
Listing
MLS® number
X13492976
Status
For Sale
Listed
Jun 25, 2026
Last updated
Jul 31, 2026
Possession
Flexible
Building
Type
Condo
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,000–1,199 ft²
Basement
Partial Basement
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
South East
Community
45 - Frontenac Centre
Parking & utilities
Garage
None, 0 spaces
Driveway
Other, 4 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,779 / 2026
Condo fee
$63 / month
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL HERITAGE REALTY LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Partial Basement
Heating: Forced Air
Cooling: None
Laundry: Other
Fireplace: Yes
Fireplaces: 1
Locker: None
Pets allowed: Yes-with Restrictions
Exterior
Property features: Beach, Campground, Golf, Lake Access, Library, Park
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,371/mo
Mortgage (principal + interest)$1,160
Property taxFrom listing: $1,779/yr$148
Condo feesFrom listing$63
Minimum $15,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$62,000
Ontario land transfer taxProvincial brackets, no first-time refund$3,125
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$67,925
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
