The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover waterfront living at 1019 Loyalist Drive! Nestled along the picturesque Gull River, this south-facing property boasts 89 ft of sandy shoreline, excellent swimming, and direct boating access to Gull Lake, just 400 metres downstream, with approximately 30 km of shoreline to explore. Cruise upstream to downtown Minden or unwind by the water with no neighbours across the river!Situated on a quiet dead-end road among just 12 properties, this raised bungalow offers privacy and incredible potential as a year-round residence or family cottage. The 1,056 sq. ft. main level features 2 bedrooms, a home office, kitchen, dining area, laundry, and a bright living room with walkout to a riverside deck and gazebo. An updated 3-piece bathroom (2022) completes this level.The lower level provides approximately 630 sq. ft. of additional living space, including a spacious family room, 3rd bedroom, 3-piece bathroom, and Napoleon airtight wood stove. Separate walkouts to the parking area and waterfront offer excellent potential for an in-law suite or guest accommodations.Just 34 steps lead to a secluded waterfront retreat with a sandy shoreline, water depths exceeding 6 ft, and an inviting space for outdoor entertaining.Additional highlights include 200-amp electrical service, forced-air propane furnace (2018), heated river water intake line (2021), and year-round road access with private road maintenance of approximately $100 annually.Located just 10 minutes south of Minden and slightly over 2 hours from the GTA, this largely furnished property offers an exceptional opportunity to enjoy four-season waterfront living. Solid construction, a peaceful natural setting, and endless possibilities await your personal touches. Make this Gull River retreat your own!
Property Details
Listing
MLS® number
X14032460
Status
For Sale
Listed
Oct 6, 2026
Last updated
Oct 14, 2026
Possession
30-59 days
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
31-50
Approx. size
700–1,100 ft²
Basement
Finished with Walk-Out
Lot
Frontage
89.00 ft
Depth
78.95 ft
Lot area
≈ 7,027 ft² (calculated)
View
South
Community
Lutterworth
Parking & utilities
Garage
None, 0 spaces
Driveway
4 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,259 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SUTTON GROUP-ADMIRAL REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Finished with Walk-Out
Heating: Forced Air
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Hospital, Lake Access, Library, Place Of Worship, School Bus Route, Skiing
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,433/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $2,259/yr$188
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Minden Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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