The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Escape to the peaceful shores of Black Lake, connected to beautiful Sharbot Lake, where this charming 2-bedroom waterfront cottage + Bunkie offer the perfect blend of relaxation and convenience. Located just off Highway 7, this 3-season getaway is only 1.5 hours from Ottawa and 1 hour from Kingston, making weekend escapes effortless. Inside, the bright open-concept kitchen and living area showcase stunning lake views, while the spacious primary bedroom also enjoys tranquil waterfront vistas and direct access to the expansive 1600sqft deck - perfect for your morning coffee or evening sunsets. A cozy WETT-certified wood stove efficiently heats the entire cottage, creating a warm and inviting atmosphere throughout the seasons. Outdoor living is truly exceptional with a multi-level deck overlooking the lake, offering plenty of space to entertain, dine, or simply unwind while taking in the scenery. Built in 2020, the separate bunkie located behind the cottage is an incredible bonus, featuring durable 10 mm laminate flooring, a new WETT-certified wood stove, and its own bathroom complete - ideal for hosting family and friends in comfort. At the water's edge, a second lakeside bunkie/separate porch room provide the perfect retreat for guests, a quiet reading nook, or a peaceful space to enjoy the view. Thoughtfully updated, the cottage includes all new windows (2018), a new 100-amp electrical panel (2018), new septic pump (2018) and additional lower-level storage housing the water pump, UV water filtration system, and hot water tank. Whether you're looking for a family cottage, a weekend retreat, or a peaceful waterfront escape with easy access to the city, this Black Lake gem offers an exceptional opportunity to enjoy lakeside living at its finest. Gas, LCBO and additional amenities 2 mins away! Black lake is home to only 14 cottages, excellent fishing, surrounded by walking trails and access to public beach!
Property Details
Listing
MLS® number
X13721322
Status
For Sale
Listed
Aug 27, 2026
Last updated
Aug 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
<700 ft²
Basement
Exposed Rock, Unfinished, Separate Entrance
Lot
Frontage
135.00 ft
Depth
257.50 ft
Lot area
≈ 34,763 ft² (calculated)
View
South
Community
45 - Frontenac Centre
Parking & utilities
Garage
None, 0 spaces
Driveway
5 spaces
Heating
Other
Cooling
Window Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,970 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER COBURN REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Exposed Rock, Unfinished, Separate Entrance
Heating: Other
Cooling: Window Unit(s)
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,492/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $2,970/yr$248
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
