The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Big Gull Lake in the beautiful Land O' Lakes Region of Eastern Ontario, where refined waterfront living meets exceptional versatility and true turnkey convenience. Rarely does a property of this caliber come to market offering a fully updated, year round home with the flexibility to function as a full-time residence, luxury cottage retreat, short-term rental investment, or multi-generational property with in-law suite capability. Set on a beautifully landscaped waterfront lot with year-round municipal road access, this extensively updated home offers over 2,500 sq. ft. of living space designed for comfort, functionality, and connection to the outdoors. Bright, open, and exceptionally welcoming, the main living area is anchored by an open concept kitchen, dining, and living space that flows seamlessly toward the waterfront and outdoor entertaining areas. The home features 3 bedrooms and 2 bathrooms, along with a dedicated home office, home gym, and spacious family room with woodstove, bar area and walkout to the patio. Large windows throughout maximize natural light while capturing the surrounding natural beauty. Outdoor living has been thoughtfully developed to create a true waterfront lifestyle experience with an exceptional beach area, extensive docking, expansive decking, landscaped grounds, outdoor lighting, and a lakeside fire pit area ideal for entertaining family and guests throughout the seasons. The property also reflects meaningful technological investment with Starlink internet, Google Nest, Google Home, Kasa Smart Home systems, and Alexa compatibility supporting modern remote work capability and efficient property management. An attached double car garage provides excellent storage for vehicles and recreational equipment. Whether seeking a move-in-ready waterfront residence, executive recreational property, or strategic investment opportunity, 1012 Black Road delivers a rare combination of lifestyle, flexibility, and turnkey value.
Property Details
Listing
MLS® number
X13116688
Status
For Sale
Listed
May 12, 2026
Last updated
Jul 30, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
31-50
Approx. size
1,100–1,500 ft²
Basement
Finished with Walk-Out, Separate Entrance, Full
Lot
Frontage
151.00 ft
Depth
161.00 ft
Lot area
≈ 24,311 ft² (calculated)
View
East
Community
53 - Frontenac North
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 6 spaces
Heating
Baseboard
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,921 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Granite Realty Group Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished with Walk-Out, Separate Entrance, Full
Heating: Baseboard
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Library, Marina, Rec./Commun.Centre, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,217/mo
Mortgage (principal + interest)$4,807
Property taxFrom listing: $4,921/yr$410
Minimum $103,500 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$257,000
Ontario land transfer taxProvincial brackets, no first-time refund$22,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$281,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
