The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your private waterfront paradise on the pristine waters of Spruce Lake. This exceptional 2,444 sq. ft. bungalow offers the perfect blend of luxury, comfort, & natural beauty, all nestled on an impeccably landscaped 25 acre property with a level lot and exceptional privacy. Designed for effortless lakeside living, the property boasts a beautiful sandy shoreline, an extensive docking system, lakeside gazebo, stone pathways, boardwalks, colourful perennial gardens, a stone firepit at the water's edge & a paved driveway that creates outstanding curb appeal. Inside the spacious open-concept design features 3 bedrooms , a welcoming living room highlighted by a stunning stone fireplace, & a separate family room that provides plenty of space for entertaining family & friends. The gourmet kitchen flows seamlessly into the dining area, while the sunroom offers the perfect place to relax & enjoy the picturesque lake views throughout the seasons . The luxurious primary suite is a private retreat complete with a spacious walk-in closet, ensuite bathroom, & its own office/sitting area overlooking the lake. Guests will appreciate their own beautifully appointed two-bedroom cabin featuring a comfortable living area, 3-piece bathroom, & cozy propane fireplace-perfect for extended family or weekend visitors. Additional features include an detached garage, central air conditioning, irrigation system, backup generator, & quality finishes throughout. Enjoy miles of boating, fishing, and swimming on the sought-after Drag and Spruce Lake chain, offering endless waterfront adventures. Conveniently located just 10 minutes from Haliburton Village for shopping, restaurants, and all amenities, this remarkable waterfront home or cottage is ready to create a lifetime of memories.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,884/mo
Mortgage (principal + interest)$6,356
Property taxFrom listing: $6,338/yr$528
Minimum 20% ($339,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$339,800
Ontario land transfer taxProvincial brackets, no first-time refund$30,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$373,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Dysart et al has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
