The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Positioned at the high-traffic corner of Victoria Street and Thames Street in the heart of Ingersoll, this turn-key mixed-use commercial building presents an exceptional opportunity for investors and owner-operators alike. Offering a versatile live/work configuration and multiple income streams, this property is ideally suited for those seeking both stability and future upside. The upper level features two well-maintained 2-bedroom residential units, each separately metered with tenants responsible for their own utilities. Both units are currently occupied by long-term tenants, with flexibility for vacancy if required. On the main level, the building includes two fully leased commercial storefronts-one occupied by a pet grooming business and the other by a water treatment equipment company-providing immediate, reliable rental income. The main floor offers a carpet-free, open-concept layout complete with a welcoming reception area, dedicated storage space, and a separate entrance for added convenience. Situated on a prominent corner lot, the property benefits from excellent visibility, strong foot and vehicle traffic, dual access points, and ample on-site parking for tenants, customers, and clients. Additional storage is available in the basement, enhancing functionality for a variety of commercial uses. This flexible mixed-use asset offers multiple possibilities: continue as a solid income-generating investment, operate your business on the main floor while residing upstairs, or explore future redevelopment potential in this prime central location. High-exposure corner properties with mixed-use zoning are particularly desirable due to their versatility and strong income potential. Operating expenses for 2025 include gas at $2531.00 and hydro at $3640.00. With excellent exposure, established tenancies, and a strategic location in one of Ingersoll's most prominent intersections, this is a rare opportunity to acquire a dynamic and income-producing property.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,093/mo
Mortgage (principal + interest)$2,843
Property taxFrom listing: $3,000/yr$250
Minimum $50,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$151,980
Ontario land transfer taxProvincial brackets, no first-time refund$11,673
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$166,453
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Ingersoll has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
