The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This classic waterfront cottage on sought-after Halls Lake, offers 160 feet of clean, deep frontage on one of the area's most beloved lakes. The lot itself is a standout: flat, generous, and genuinely usable - the kind of lakefront property that's increasingly hard to find. The cottage is thoughtfully positioned to maximize your connection to the water without sacrificing privacy. A sun-drenched lakeside sunroom anchors the home's best feature - sweeping water views that shift beautifully throughout the day. Inside, the open-concept living, dining, and kitchen layout flows naturally, equally suited to slow Sunday mornings and weekend gatherings with a full crowd. Sleeping quarters are tucked upstairs, offering separation and calm. Above the garage, a bonus living space adds real versatility - think guest suite, games room, or a quiet retreat for whoever needs one most. Practical touches make this property as livable as it is lovable: lake water servicing the home year-round, a convenient boat launch right at your shoreline, and just a 5-minute drive to local dining and amenities. Whether you're looking for a full-time lakeside lifestyle or a seasonal escape to return to year after year - this is the one. Halls Lake is calling.
Property Details
Listing
MLS® number
X12868674
Status
For Sale
Listed
Mar 9, 2026
Last updated
Apr 27, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
None
Lot
Frontage
160.00 ft
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
East
Community
Stanhope
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Private, 10 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,999 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Professionals North
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Clear View, Level, Park, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,426/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $2,999/yr$250
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
