The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Summer is the perfect time to discover 10 Spruce Ave., where peaceful living meets an active, welcoming community. Nestled within scenic Mill Creek Country Club, just minutes from Guelph's south end and Hwy. 401, this lovingly maintained 807 sq. ft. home offers the perfect blend of tranquility and convenience.Filled with natural light, the home features a bright dining area with sliding doors to the deck, an open-concept living room with a charming bay window and built-in entertainment unit, and a functional kitchen complete with a beautiful butcher-block island and newer flooring.Step outside to your own private retreat, surrounded by mature trees, colourful gardens, and raised flower beds-perfect for enjoying warm summer days. A detached storage shed and parking for two vehicles complete the property.Recent updates include the furnace (2020), roof shingles on both the home and shed, newer water softener and reverse osmosis system, and an updated driveway.Mill Creek Country Club offers a welcoming adult lifestyle with a clubhouse, outdoor pavilion, social activities, and nearby attractions including the renowned Aberfoyle Antique Market, shopping, dining, and easy access to Highway 401.Whether you're searching for a seasonal retreat or year-round home, this vibrant community offers the lifestyle you've been looking for.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,253/mo
Mortgage (principal + interest)$1,253
Minimum $16,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$67,000
Ontario land transfer taxProvincial brackets, no first-time refund$3,500
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$73,300
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Puslinch has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
