The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 10 Regent Street, St. Thomas. This charming 2 storey home with a two car attached garage backs onto a Ravine with spectacular views and is located on a quiet street. This home offers on the main level two living areas with one being the generous size great room with amazing views of the ravine from the oversized rear window and with this area giving access to the 3 season enclosed sunroom and also access to the rear patio area, now the second living area is a generous living room with an ornamental fireplace (non-functioning). Also on this level is the kitchen open to the great room, sitting area, dining area, bedroom and a 3pc bathroom. Moving to the second level, which boasts a very generous primary bedroom and two additional bedrooms and finally a 4 pc bathroom. The lower level entails a large rec room, laundry area and plenty of storage space. Many updates in recent years are the following: Shingles(2024) soffit, fascia, eavestroughs with leaf guard, painted throughout, kitchen appliances (2024), carpet, kitchen and hallway flooring, kitchen backsplash and countertops some windows, furnace (approx 2018) plus there is an irrigation system. This is the opportunity to own this wonderful family home!
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,806/mo
Mortgage (principal + interest)$2,394
Property taxFrom listing: $4,941/yr$412
Minimum $38,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$127,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$140,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
