The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Exceptional flexibility in this 2015 raised bungalow, tucked away on a quiet court in one of Lindsay's newer neighbourhoods. Featuring a legal accessory apartment completed with permits in2017, this home is ideal for multi-generational families, investors, or buyers seeking a mortgage-helping income suite. Approx. 1,300 sq ft upper and 1,000 sq ft lower per MPAC. Both units are accessed from inside the home, allowing it to function seamlessly as one large family residence or as two fully independent units. Separate electrical panels add to the investment appeal. The bright upper level offers 2 bedrooms, a 4pc main bath, 3pc ensuite, cozy gas fireplace and a separate laundry room. The lower level impresses with high ceilings, large windows, 2bedrooms and a 4pc bath, delivering a space that feels anything but below grade. Each unit showcases an open concept kitchen, living and dining area, stainless steel appliances including over-the-range microwave, and its own full-sized laundry. Low-maintenance vinyl and tile flooring throughout, no carpet. Outside, enjoy an attached single car garage, parking for two in the driveway, and a beautifully fenced backyard with garden boxes. Minutes to downtown Lindsay, Ross Memorial Hospital, Fleming College and the Scugog River. A rare, turnkey opportunity in a sought-after location.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,781/mo
Mortgage (principal + interest)$2,394
Property taxFrom listing: $4,643/yr$387
Minimum $39,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$128,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,275
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$140,075
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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