The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 10 Birchall Lane, an upgraded 2019-built home (~2,195 sq ft) featuring a beautiful stone front elevation on a quiet cul-de-sac in the desirable Miller's Pond neighborhood. Steps from Lake Margaret's trails and Pinafore Park, this bright and functional home backs onto a peaceful, serene forest backdrop. The main level greets you with a soaring cathedral ceiling foyer leading to a main-floor office/den with a walkout to the front patio (currently used as a bedroom). The open-concept living and dining area features a cozy fireplace, while the sunlit kitchen offers direct access to a fully fenced, expansive backyard with breathtaking tree views. Upstairs, you will find 3 spacious bedrooms, a flexible media room ideal for a guest suite or second office, a convenient second-floor laundry room, and a primary suite complete with a walk-in closet and a 5-piece ensuite with a deep soaker tub and separate shower. The finished basement expands your living space with a huge rec room, kitchenette, 3-piece bathroom, and generous furnace room storage. Complete with direct home access to an oversized 2-car garage with extra storage space.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,082/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $6,337/yr$528
Minimum $69,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$189,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
