The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Island 49 | Private Island Living in the 1000 IslandsOffered for sale for the first time since 1993, Island 49 is a rare opportunity to own an entire private island in the heart of the 1000 Islands. Approximately 1.5 acres with roughly 1,000 feet of shoreline, the property offers spectacular water views in virtually every direction, directly along the Gananoque Narrows channel. True island privacy is paired with remarkably easy access-just a six-minute boat ride from mainland, where paid parking and docking can be arranged.Thoughtfully modernized for comfortable, low-maintenance island living, this spacious three-season cottage offers five bedrooms-three on the main level and two generous bedrooms on the walkout lower level. Three bathrooms include a primary ensuite, full main-level bath and separate bathhouse.A bright modern kitchen features quartz surfaces and a generous island. Expansive windows keep the river ever-present, while the large, fully enclosed sunroom provides an unforgettable setting for dining, gathering or simply watching the boats and changing river landscape.Swimming and docking are available from both sides of the island, complemented by a large covered boat dock, extensive decks and sitting areas, exposed granite, mature trees and panoramic channel views.Hydro, electric heat and hot water, metal roof, holding tank and river-water system with UV treatment and reverse osmosis add convenience. Offered turnkey with furnishings, dishes and household contents included. Boats excluded.One remarkable island. Now it's someone else's turn to call Island 49 their own.
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Estimated Rental Income
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Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,730/mo
Mortgage (principal + interest)$5,050
Property taxFrom listing: $8,151/yr$679
Minimum $110,000 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$270,000
Ontario land transfer taxProvincial brackets, no first-time refund$23,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$296,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Leeds and the Thousand Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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